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Small Business, Big Risks: Why Coverage Matters More in Spring

Small Business, Big Risks: Why Coverage Matters More in Spring

by Cuddy Insurance Agency | May 7, 2026 | auto, Home, Ideas, Tips

Spring Brings Momentum—and Risk Spring is busy for small businesses. Foot traffic picks up, projects ramp up, and operations move faster. With all that momentum, it’s easy to forget about one key piece of the puzzle: risk.   Increased Activity Means Increased...
Is Your Home Protected? The Truth About Floods and Homeowners Insurance

Is Your Home Protected? The Truth About Floods and Homeowners Insurance

by Cuddy Insurance Agency | Apr 6, 2026 | Home, Ideas, Insurance

Many homeowners assume that if water enters their house, their standard insurance policy handles the bill. It’s a logical thought, but it’s often a costly misunderstanding. The reality is simple: Standard home insurance does not cover flood damage. Whether it’s a...
Is Your Driving History Costing You?  How to Lower Your Auto Premiums

Is Your Driving History Costing You? How to Lower Your Auto Premiums

by Cuddy Insurance Agency | Mar 13, 2026 | Auto Insurance, Ideas, Tips

We’ve all seen the flashing lights in the rearview mirror and felt that immediate pit in the stomach. While the fine for a speeding ticket is a one-time hit to your wallet, the real cost often shows up later in your monthly auto insurance bill. As an independent...
Romantic and Practical Ways Insurance Shows Love

Romantic and Practical Ways Insurance Shows Love

by Cuddy Insurance Agency | Feb 9, 2026 | Home, Ideas, Insurance, safety-tips, Tips

When people think of love, they usually picture flowers, chocolates, and heartfelt notes. But real love—the lasting, steady kind—often looks a lot more practical. Insurance may not be glamorous, but it’s one of the most meaningful ways to show care and commitment to...
Small Business Insurance: New Year, New Risks – Why Your Policy Needs a January Review

Small Business Insurance: New Year, New Risks – Why Your Policy Needs a January Review

by Cuddy Insurance Agency | Jan 14, 2026 | Insurance, safety-tips

Why Small Business Owners Should Review Their Commercial Insurance Coverage The start of a new calendar year is more than just a fresh page—it’s a critical moment for small business owners to assess and adjust their operations. Your small business insurance policy...
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