You’ve heard the term Umbrella policy before, but figured you already had insurance for your belongings. So why do you need this coverage? Consider this – you’re in an auto accident and the other driver sues you. The other driver wins the lawsuit against you and...
Builder’s risk insurance, sometimes referred to as construction insurance, covers a contractor’s property, material and equipment relating to a building or project under construction. It can be used to cover ground-up new structures or the renovation of existing...
When you decide you want to buy your first home, homeowners insurance may not be the first thing you think about. However, most mortgage lenders require you to have homeowners insurance before they will approve your loan. There are a few things you should know about...
If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters, Cuddy...
Clogged gutters and downspouts are a common headache for homeowners. They can lead to various problems, including water damage to your home’s foundation, roof, and walls. Preventing clogs is essential to maintain the functionality and longevity of your gutter...
If your home is left unoccupied for weeks or months at a time, your standard homeowners insurance policy might not provide coverage in the event of a claim. Any damages or losses that occur would have to be paid out of pocket unless you have vacant property insurance....
